Owning a motorcycle can be one of the most exhilarating things in life, but according to statistics from the National Safety Council, a motorcycle accident that causes serious bodily injuries happens every 6 minutes in the United States.
Motorcycle theft is also on the rise and only 20-25% of motorcycles that are stolen are ever found.
Aside from the requirements of the law, 80% of all motorcycle crashes result in a fatality, which is a startling reminder of why complete protection is essential if you are a motorcycle owner.
Motorcycle insurance is more about managing your risks above any other consideration. Without insurance, all it takes is one accident to drain your savings, your ability to pay medical expenses for yourself, or someone else you’re responsible for.
We are here to make sure you have the right coverage for your needs, and that means we will do our best to get you the best coverage at the most reasonable cost.
Whether you’re an enthusiast or a first-timer, having fun, being responsible, and being safe is what it’s all about. Being responsible includes finding the right insurance for your motorcycle.
Motorcycle insurance is a way of sharing the risks of riding between you and your insurance company. The way it works is simple. You pay a set premium to an insurance company for coverage. In return, the company promises to pay for specific financial losses that might occur during the term of the policy.
Most people rely on motorcycle insurance to protect themselves against loss in case of an accident. In many states, you must carry basic insurance to cover the cost of losses you cause to others in an accident. If the unexpected happens, insurance gives you peace of mind in knowing you are protected. Crossway FIS has a variety of motorcycle policy options to meet your needs.