Individual dental insurance is available to individuals and families who are not covered by group dental insurance. For people who do not have dental insurance, the cost often gets in the way of getting the care they need to keep their teeth and gums healthy. Even for routine preventative care, a trip to the dentist's office can mean a significant amount of money out of your pocket.

The Freedom of Choice plan allows you to see any dentist you desire. However, this plan imposes waiting periods of 6 to 12 months for some services. This is not the best plan for an individual who needs comprehensive coverage for the first 12 months. However, if dental coverage is required for an extended period of time, and there is no rush to receive the main benefits, this plan may work for you.