Recent news highlights significant disruptions in California's insurance market, driven by climate change and escalating costs. Governor Gavin Newsom signed an executive order urging swift action to stabilize and strengthen the property insurance market.

HO4 insurance, also known as renters insurance, is designed to protect the personal belongings of individuals who rent their living space. Unlike homeowners insurance, which covers the structure of the home itself, HO4 insurance covers the contents within

Condo HO-6 Insurance (unit owners insurance) often works in conjunction with the Homeowner Association (HOA) master policy, which provides broader coverage for the condominium complex. Here's how the two policies typically complement each other:

When it comes to protecting your home, choosing the right insurance policy is crucial.

HO3 and HO5 homeowner insurance policies. Both are types of homeowners insurance policies, but they offer different levels of coverage.

In our golden years, financial stability becomes paramount—ensuring comfort, independence, and security. At CrossWay Financial and Insurance Services (CrossWay FIS), we understand the critical nature of meticulous social security planning and the pivotal role insurance plays in safeguarding your future.

In these uncertain economic times, buying a home can seem more daunting than ever. Fluctuations in the market, unpredictable interest rates, and economic instability can make the dream of homeownership feel out of reach for many

Retirement should be a rewarding phase of life, a time to enjoy the fruits of many years of hard work. However, for many Californians, the transition to retirement brings a host of financial and personal anxieties. At CrossWay Financial and Insurance Service (CrossWay FIS),

In today's fast-paced world, life insurance remains one of the most misunderstood aspects of personal financial planning. Despite its significance in providing financial security, widespread misconceptions often deter individuals from securing the right coverage for themselves and their loved ones.