The law directs the creation of a statewide extreme heat advance warning and ranking system based on climate and health impact information by the California Environmental Protection Agency, in coordination with the Department of Insurance and the Integrated Climate Adaption and Resiliency program in the Governor’s Office of Planning and Research. This would be the nation’s first extreme heat wave ranking system when it is finalized by Jan. 1, 2025.
Authorizes the creation of Climate Resilience Districts statewide to help communities mitigate risk in advance of a disaster and promote recovery, a recommendation from the Department of Insurance’s first-ever climate insurance report that would improve access to insurance for all, so that we can better prepare ourselves from increasing climate change-related threats. CivicWell was also a co-sponsor to this measure.
Establishes the “Reproductive Health Equity Program” to make available grants to providers who offer reproductive and sexual health care free of cost to patients with low incomes and those who lack health care coverage for reproductive health services, including consumers who come to California from other states that have decreased access to abortion care services.
Aligns the definition of student blanket policies that are purchased by colleges and universities with the federal Affordable Care Act (ACA). This alignment is necessary to ensure state regulatory oversight and that consumer protections under the ACA are also applicable to these student health policies sold through a university or college to their enrolled students, including Dreamers and refugee students.
A follow-up measure previously sponsored “Parent Healthcare Act” last year, that would clarify and strengthen notice requirements for Medicare-eligible older adults who are seeking to be added as dependents to their adult child’s individual health insurance policy or health care service plan contract.
Creates a “safe harbor” by stating that an individual or firm providing insurance or related services to a state legal cannabis business does not commit a crime under California law solely for providing that insurance or related service.
Brings thousands of entrepreneurial sidewalk food vendors into a more equitable and regulated food economy by updating the “Safe Sidewalk Vending Act,” which authored in 2018 as a member of the California State Senate to end the criminalization of sidewalk vending.
Authorizes the insurance commissioner to order restitution from persons who sell insurance without the necessary license from the California Department of Insurance, including “extended vehicle warranties” sold illegally through robocalls and misappropriation of consumers’ and businesses’ premiums, among other insurance scams.
Bolsters anti-insurance fraud efforts essential to protecting consumers from unnecessary economic loss by further clarifying agent-broker anti-fraud education requirements as well as the process by which alleged fraud is reported to the Department of Insurance, in addition to other consumer protection proposals.